Those nurseries that use pesticides and herbicides in greenhouses or open fields or off grounds, as well as those that have above or below ground tanks for storing chemicals, herbicides and fertilizers are required to carry coverage for pollution exposures.
There is an elevated risk in this industry for worker injuries due to the fact that there is so much heavy lifting, as well as exposure to the nurseries’ chemicals. That is why workers comp is such an emphasized essential insurance coverage. In addition, there are unusual types of exposure in relation to nursery equipment as well as many trucks on site.
As far as crop insurance coverage goes, in this instance it is connected to U.S. Federal Insurance syllabuses.